If you’re so smart, why aren’t you rich? Turns out it’s just chance.

While wealth distribution follows a power law, the distribution of human skills generally follows a normal distribution that is symmetric about an average value. For example, intelligence, as measured by IQ tests, follows this pattern. Average IQ is 100, but nobody has an IQ of 1,000 or 10,000.

Wealth distribution is a recurring topic - this is a clean summary of why it’s a problem.